/* Shared three-column guide and company panel, based on the approved home reference. */
.kk-shared-lower{max-width:1160px;width:calc(100% - 32px);margin:24px auto;color:#14263e}
.kk-shared-lower *{box-sizing:border-box}
.kk-shared-lower h2{font-size:26px;line-height:1.5;font-weight:800;color:#153e6b;margin:0 0 12px}
.kk-shared-lower .compact-guides #guides-title{text-align:center}
.kk-shared-lower .guide-intro{font-size:16px;line-height:1.7;margin:0 0 14px;text-align:left}
.kk-shared-lower .guide-groups{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.kk-shared-lower .guide-group{border:1px solid #83af96;border-radius:8px;overflow:hidden;background:#fff;min-width:0}
.kk-shared-lower .guide-group--orange{border-color:#e5aa78}.kk-shared-lower .guide-group--slate{border-color:#a6aeb9}
.kk-shared-lower .guide-group h3{display:flex;align-items:center;gap:7px;background:#078843;color:white;padding:12px 10px;margin:0;font-size:17px;line-height:1.5;min-height:72px}
.kk-shared-lower .guide-group--orange h3{background:#ee7600}.kk-shared-lower .guide-group--slate h3{background:#424f68}
.kk-shared-lower .guide-group h3 .icon{width:23px;height:25px;flex:0 0 23px}
.kk-shared-lower .guide-group ul{list-style:none;margin:0;padding:0 9px}
.kk-shared-lower .guide-group li+li{border-top:1px solid #d9dee5}
.kk-shared-lower .guide-group a{display:flex;align-items:center;justify-content:space-between;gap:5px;padding:13px 0;min-height:64px;color:#243348;font-size:16px;font-weight:600;line-height:1.6;text-decoration:none}
.kk-shared-lower .guide-arrow{color:#12639c;font-size:23px;flex:0 0 auto}
.kk-shared-lower .keep-line{white-space:normal}
.kk-shared-lower #company{margin-top:30px}
.kk-shared-lower .company-panel{background:#fff;border:1px solid #d8e1e7;border-radius:9px;padding:20px}
.kk-shared-lower .company-panel h3{font-size:20px;margin:0 0 10px;line-height:1.5}
.kk-shared-lower .company-panel p{font-size:16px;line-height:1.8;margin:8px 0}
.kk-shared-lower .company-panel a{color:#1463a0;font-weight:700}
.kk-shared-lower a:focus-visible{outline:2px solid #12639c;outline-offset:2px}
@media(max-width:700px){
.kk-shared-lower{width:calc(100% - 24px);margin:20px auto}
.kk-shared-lower h2{font-size:20px;margin-bottom:10px}.kk-shared-lower .guide-intro{font-size:13px;margin-bottom:8px}
.kk-shared-lower .guide-groups{grid-template-columns:repeat(3,minmax(0,1fr));gap:6px}
.kk-shared-lower .guide-group h3{font-size:12px;line-height:1.5;padding:8px 5px;gap:4px;min-height:54px}
.kk-shared-lower .guide-group h3 .icon{width:17px;height:21px;flex-basis:17px}
.kk-shared-lower .guide-group ul{padding:0 6px}
.kk-shared-lower .guide-group a{font-size:12px;padding:10px 0;min-height:52px;line-height:1.6;gap:3px}
.kk-shared-lower .guide-arrow{font-size:19px}
.kk-shared-lower #company{margin-top:26px}.kk-shared-lower .company-panel{padding:14px}
.kk-shared-lower .company-panel h3{font-size:16px}.kk-shared-lower .company-panel p{font-size:14px;line-height:1.8;overflow-wrap:anywhere}
}
/* Approved common guide palette and company treatment. */
.kk-shared-lower .compact-guides #guides-title{text-align:left}
.kk-shared-lower .guide-group h3{background:#3d864c}
.kk-shared-lower .guide-group--orange h3{background:#e47e29}
.kk-shared-lower .guide-group--slate h3{background:#434e66}
.kk-shared-lower .company-panel{border-radius:10px}
.kk-shared-lower .company-panel a{color:#31679d;text-decoration:none}

.kk-shared-lower .company-fax{color:#31679d;font-weight:700}

/* Regional directory: shared across all guide pages, native HTML disclosure. */
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-directory{margin:30px 0 0;font-family:inherit;color:#153e6b;text-align:left}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-title{position:relative;margin:0 0 10px;padding:0 0 0 17px;font-family:inherit;font-size:26px;font-weight:800;line-height:1.5;color:#153e6b;text-align:left}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-title::before{content:"";position:absolute;left:0;top:.22em;bottom:.22em;width:5px;border-radius:4px;background:#0aa6b0}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-intro{margin:0 0 14px;padding:0;font-size:15px;line-height:1.7;color:#405b72}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-prefecture{margin:0 0 10px;padding:0;border:1px solid #b9e0e8;border-radius:10px;background:#fff;box-shadow:none;overflow:hidden}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-summary{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:62px;margin:0;padding:15px 20px;list-style:none;cursor:pointer;font-size:18px;font-weight:800;line-height:1.5;color:#153e6b;background:#fff}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-summary::-webkit-details-marker{display:none}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-summary::marker{content:""}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-summary::after{content:none}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-summary:hover{background:#f2fbfc}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-summary:focus-visible{outline:3px solid #12639c;outline-offset:-4px}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-toggle{position:relative;flex:0 0 18px;width:18px;height:18px;color:#059daa}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-toggle::before,:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-toggle::after{content:"";position:absolute;left:1px;top:8px;width:16px;height:2px;background:currentColor;border-radius:1px}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-toggle::after{transform:rotate(90deg)}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-prefecture[open]>.kk-region-summary .kk-region-toggle::after{display:none}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-cities{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;list-style:none;margin:0;padding:16px;background:#effafb;border-top:1px solid #d3eaf0}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-city{min-width:0;list-style:none;margin:0;padding:0;border:0}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-city-link,:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-city-pending{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:4px 8px;min-height:48px;padding:11px 14px;border:1px solid #c9e2e9;border-radius:6px;background:#fff;color:#153e6b;font-family:inherit;font-size:16px;font-weight:700;line-height:1.5;text-decoration:none;overflow-wrap:anywhere}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-city-pending{cursor:default}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-city-pending small{font-size:11px;font-weight:400;color:#586d7d}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-city-link:hover{border-color:#159ba8;background:#f7fdfd;text-decoration:none}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-city-link:focus-visible{outline:3px solid #12639c;outline-offset:2px}
@media(max-width:1000px){:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-cities{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:700px){
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-directory{margin-top:26px}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-title{font-size:20px;padding-left:14px}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-intro{font-size:13px;margin-bottom:10px}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-summary{font-size:16px;min-height:56px;padding:13px 14px}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-cities{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;padding:12px}
:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-city-link,:is(.kk-shared-lower,#kk-loan-root .kk-shared-lower) .kk-region-city-pending{font-size:14px;padding:10px;min-height:46px}
}