/* 2.14: only sections outside the existing hero and quote form. */
.problems-intro .section-heading h2 { font-size: clamp(20px,2.2vw,28px); }
.problem-grid { gap: 10px; margin-top: 12px; }
.problem-card { min-height: 0; padding: 16px; border-radius: 8px; grid-template-rows: auto 1fr auto; }
.problem-card__heading { min-height: 0; gap: 6px; }
.problem-card__heading h3 { font-size: 18px; }
.problem-card__heading .icon { width: 32px; height: 32px; }
.problem-card__description { font-size: 14px; line-height: 1.65; border: 0; padding-top: 6px; }
.problem-card__link { padding-top: 8px; font-size: 14px; min-height: 36px; }
.problem-card--rejected .problem-card__heading, .problem-card--rejected .problem-card__heading .icon { color: #0058b8; }
.home-refresh { color: #122642; }
.home-refresh .home-wrap { max-width: 1160px; }
.home-refresh.home-band, .home-refresh .home-band { padding: 16px 20px; }
.home-refresh h2 { font-size: clamp(18px, 2.1vw, 26px); color: #123c73; margin: 0 0 10px; line-height: 1.5; font-weight: 900; }
.home-refresh h3 { font-size: 17px; line-height: 1.5; margin: 0; }
.home-refresh p { font-size: 14px; line-height: 1.75; margin: 5px 0; }
.home-refresh a:focus-visible, .ownership-strip a:focus-visible { outline: 3px solid #ef8600; outline-offset: 3px; }
.home-refresh [id] { scroll-margin-top: 100px; }
.home-refresh .home-note { font-size: 12px; color: #56677b; margin: 8px 0; }
.home-refresh .icon { flex: none; }
.home-refresh.home-speed { background: linear-gradient(115deg, #edf9f4, #f4fbff); border: 0; }
.home-refresh .home-area-label { font-size: 16px; margin: 0 0 4px; }
.speed-cards { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 10px; }
.speed-card { display: flex; align-items: center; gap: 14px; min-width: 0; background: #fff; border: 1px solid #dce8ed; border-radius: 9px; padding: 16px; }
.speed-card > .icon { display: grid; place-items: center; width: 54px; height: 54px; padding: 12px; background: #0962bd; color: #fff; border-radius: 50%; }
.speed-card--payment > .icon { background: #f16813; }
.speed-card--visit > .icon { background: #138342; }
.speed-card h3 { color: #0962bd; }
.speed-card--payment h3 { color: #c34c00; }
.speed-card--visit h3 { color: #137538; }
.home-speed .home-note { text-align: center; }
.home-jump { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); border: 1px solid #abd7f0; border-radius: 6px; background: #f4fcff; padding: 7px 0; }
.home-jump a { color: #0058b8; font-size: 14px; font-weight: 750; text-align: center; padding: 4px; }
.home-jump a + a { border-left: 1px solid #abd7f0; }
.ownership-strip { display: flex; align-items: center; gap: 12px; margin: 12px 0 16px; padding: 12px 16px; border: 1px solid #b5dec8; border-radius: 7px; background: #edf9f0; }
.ownership-strip > .icon { width: 36px; height: 36px; color: #007f34; }
.ownership-strip > div { min-width: 0; flex: 1; }
.ownership-strip h3 { color: #087b3c; margin: 0; font-size: clamp(15px,1.8vw,21px); line-height: 1.5; }
.ownership-strip p { margin: 3px 0 0; font-size: 14px; color: #475569; }
.ownership-strip a { flex-shrink: 0; padding: 8px 12px; background: #fff; border: 1px solid #a3c9e9; border-radius: 5px; color: #0058b8; font-size: 14px; }
.home-conditions { background: #edf8fe; }
.conditions-grid { display: grid; grid-template-columns: 1fr; gap: 12px; }
.condition-panel { min-width: 0; padding: 16px; background: #fff; border: 1px solid #e1edf4; border-radius: 8px; }
.condition-panel h2 { text-align: left; font-size: clamp(17px,1.8vw,23px); }
.today-checklist { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 10px; padding: 0; margin: 10px 0; list-style: none; }
.today-checklist li { position: relative; padding: 5px 0 5px 36px; font-size: 16px; font-weight: 700; }
.today-checklist li::before { content: '✓'; position: absolute; left: 0; top: 6px; display: grid; place-items: center; width: 26px; height: 26px; border-radius: 50%; background: #0867c6; color: white; }
.compact-cta { display: inline-flex; justify-content: center; align-items: center; gap: 10px; min-height: 46px; padding: 10px 18px; border-radius: 999px; background: linear-gradient(110deg,#ff4957,#ff2548); color: #fff; font-size: 16px; font-weight: 800; text-align: center; line-height: 1.45; }
.compact-cta--phone { background: linear-gradient(110deg,#0871c8,#004f9d); }
.compact-cta > .icon { width: 23px; height: 23px; }
.condition-panel > .compact-cta { width: 100%; margin-top: 12px; }
.today-actions { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 8px; margin-top: 10px; }
.today-actions .compact-cta { padding: 8px 10px; font-size: 14px; min-width: 0; }
.today-actions [aria-disabled="true"] { opacity: .65; flex-wrap: wrap; cursor: default; }
.today-actions small { flex-basis: 100%; font-size: 11px; font-weight: 400; }
.home-fees { width: 100%; border-collapse: collapse; font-size: 14px; line-height: 1.65; }
.home-fees caption { position: absolute; width: 1px; height: 1px; padding: 0; overflow: hidden; clip-path: inset(50%); white-space: nowrap; }
.home-fees th, .home-fees td { border: 1px solid #e0e9f0; text-align: left; padding: 6px 9px; vertical-align: top; }
.home-fees th { width: 32%; background: #f2f8fc; }
.advance-mini { margin-top: 10px; padding: 10px; display: grid; grid-template-columns: 1fr 1.1fr; align-items: center; gap: 10px; border: 1px solid #f39860; border-radius: 7px; background: #fffdf8; }
.advance-mini__heading { display: flex; align-items: center; gap: 4px; }
.advance-mini__heading img { width: 60px; height: auto; }
.advance-mini__heading p { font-size: 12px; color: #b84904; font-weight: 700; }
.advance-mini__heading h3 { color: #e95500; font-size: 20px; line-height: 1.2; }
.advance-mini__heading strong { font-size: 32px; }
.advance-mini__steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 5px; text-align: center; }
.advance-mini__steps li { font-size: 12px; line-height: 1.5; }
.advance-mini__steps b { display: grid; place-items: center; width: 24px; height: 24px; margin: 0 auto 5px; border-radius: 50%; background: #0563c5; color: white; }
.home-lower { background: linear-gradient(110deg,#f4fbff,#fff); }
.home-lower h2 { text-align: left; }
.case-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 12px; }
.case-card { background: #fff; border: 1px solid #e2eaf1; border-radius: 8px; padding: 12px; min-width: 0; }
.case-card > img { width: 100%; height: 160px; object-fit: cover; border-radius: 6px; margin-bottom: 8px; }
.case-card dl { margin: 10px 0; font-size: 13px; }
.case-card dl > div { display: grid; grid-template-columns: 1fr 1.2fr; gap: 8px; padding: 5px 0; border-bottom: 1px solid #e7edf3; }
.case-card dt { font-weight: 700; }.case-card dd { margin: 0; overflow-wrap: anywhere; }
.text-link { color: #0058b8; font-size: 14px; font-weight: 700; }
.evidence-empty { border: 1px dashed #c9dce9; border-radius: 7px; padding: 16px; background: #fff; }
.evidence-empty a { color: #0058b8; text-decoration: underline; }
.evidence-area-grid, .company-guide-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.evidence-area-grid > section, .company-guide-grid > section, .compact-guides { min-width: 0; }
.voice-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 10px; }
.voice-grid > .evidence-empty { grid-column: 1 / -1; }
.voice-card, .company-panel { background: #fff; border: 1px solid #e0e9f1; border-radius: 7px; padding: 14px; }
.area-chips { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 8px; list-style: none; padding: 0; margin: 12px 0 0; }
.area-chips li { display: flex; align-items: center; justify-content: center; gap: 6px; padding: 10px 4px; font-size: 14px; font-weight: 800; color: #0058b8; background: #fff; border: 1px solid #deedf7; border-radius: 6px; }
.area-chips .icon { width: 20px; height: 20px; }
.reason-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 12px; }
.reason-grid article { display: flex; gap: 12px; align-items: center; padding: 14px; border: 1px solid #e1eaf0; border-radius: 7px; background: #fff; }
.reason-grid .icon { width: 38px; height: 38px; color: #0b8b46; }
.reason-grid article:last-child .icon { color: #0058b8; }
.purchase-flow { display: grid; grid-template-columns: repeat(5,minmax(0,1fr)); gap: 10px; padding: 0; margin: 0; list-style: none; }
.purchase-flow li { position: relative; display: flex; gap: 10px; align-items: flex-start; padding: 12px 10px; border: 1px solid #e2ebf2; border-radius: 7px; background: #fff; }
.purchase-flow b { position: absolute; top: 8px; left: 8px; color: #fff; background: #0058b8; border-radius: 50%; width: 20px; height: 20px; display: grid; place-items: center; font-size: 12px; }
.purchase-flow .icon { width: 28px; height: 28px; color: #0058b8; margin-top: 25px; }
.purchase-flow h3 { font-size: 16px; }.purchase-flow p { font-size: 13px; }
.purchase-documents { margin-top: 10px; padding: 10px 14px; border-radius: 7px; background: #f1f9f3; }
.purchase-documents h3 { font-size: 15px; color: #087638; }
.faq-columns { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.faq-columns .home-faq { min-width: 0; }
.faq-columns .home-faq details { border: 1px solid #deebf4; border-radius: 6px; margin-bottom: 6px; }
.faq-columns .home-faq summary { font-size: 14px; color: #084d9d; padding: 10px 30px 10px 12px; }
.faq-columns .home-faq details p { font-size: 14px; line-height: 1.75; }
.guide-chips { display: flex; flex-wrap: wrap; gap: 8px; }
.guide-chip { flex: 1 1 130px; font-size: 14px; font-weight: 700; padding: 10px; border: 1px solid #abd3bc; border-radius: 5px; color: #087638; background: #f1faf3; }
.guide-chip--orange { border-color: #f0bd9c; color: #b84700; background: #fff8ef; }
.guide-chip--blue { border-color: #b5cfe9; color: #0058b8; background: #f2f8ff; }
.guide-chip small { display: block; font-size: 12px; font-weight: 500; }
.company-guide-grid .compact-guides { grid-column: 1 / -1; }
.company-guide-grid > section { grid-column: 1 / -1; }
.compact-guides #guides-title, .compact-guides .guide-intro { text-align: center; margin-bottom: 6px; }
.guide-groups { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 12px; }
.guide-group { min-width: 0; border: 1px solid #88bca1; border-radius: 7px; overflow: hidden; background: white; }
.guide-group--orange { border-color: #edba91; }.guide-group--slate { border-color: #bdc6d0; }
.home-refresh .guide-group h3 { display: flex; align-items: center; gap: 8px; margin: 0; padding: 9px 10px; color: white; background: #078b42; font-size: 15px; }
.guide-group--orange h3 { background: #ed700b; }.home-refresh .guide-group--orange h3 { background: #ed700b; }.home-refresh .guide-group--slate h3 { background: #42516a; }
.guide-group h3 .icon { width: 24px; height: 24px; flex-shrink: 0; }
.guide-group ul { padding: 0 9px; margin: 0; list-style: none; }
.guide-group li + li { border-top: 1px solid #e2e7ed; }
.guide-group a { display: flex; align-items: center; justify-content: space-between; gap: 4px; min-height: 40px; padding: 7px 0; color: #26354a; font-size: 14px; font-weight: 600; line-height: 1.5; }
.guide-group .guide-arrow { color: #0068bc; font-size: 23px; flex-shrink: 0; }
.keep-line { white-space: nowrap; }
@media (max-width: 620px) {
 .guide-groups { gap: 5px; }
 .home-refresh .guide-group h3 { font-size: 12px; gap: 3px; padding: 7px 4px; }
 .guide-group h3 .icon { width: 17px; height: 17px; }
 .guide-group ul { padding: 0 5px; }
 .guide-group a { font-size: 12px; gap: 2px; }
 .guide-group .guide-arrow { font-size: 17px; }
 .today-actions .compact-cta { font-size: 13px; gap: 4px; }
}
@media (max-width: 374px) {
 .guide-groups { grid-template-columns: 1fr; }
 .guide-group a { font-size: 14px; }
}
.final-bar { display: flex; align-items: center; gap: 20px; justify-content: space-between; }
.final-bar h2 { font-size: 19px; margin-bottom: 4px; }
.final-actions { display: flex; gap: 10px; }
.final-actions .compact-cta { font-size: 15px; }
.home-footer-brand { display: block; width: 170px; padding: 6px 10px; margin: 0 auto 16px; background: #fff; border-radius: 5px; }
.home-footer-brand img { width: 100%; height: auto; }
@media (max-width: 900px) {
 .speed-card { gap: 8px; padding: 12px; }
 .speed-card > .icon { width: 40px; height: 40px; padding: 8px; }
 .advance-mini { grid-template-columns: 1fr 1.4fr; }
 .advance-mini__heading { justify-content: center; }
 .area-chips { grid-template-columns: repeat(2,minmax(0,1fr)); }
 .purchase-flow { grid-template-columns: repeat(2,minmax(0,1fr)); }
 .purchase-flow li:last-child { grid-column: 1 / -1; }
 .final-bar { flex-wrap: wrap; gap: 10px; }
}
@media (max-width: 620px) {
 .problem-grid { gap: 6px; }
 .problem-card { min-height: 0; grid-template-rows: auto 1fr auto; padding: 10px 7px; }
 .problem-card__heading h3 { font-size: 14px; }
 .problem-card__description { font-size: 13px; }
 .problem-card__link { font-size: 12px; }
 .problem-card__link .icon { width: 12px; height: 12px; }
 .home-refresh.home-band, .home-refresh .home-band { padding: 12px 10px; }
 .home-refresh h2 { font-size: 18px; }.home-refresh h3 { font-size: 15px; }
 .home-refresh .home-area-label { font-size: 14px; }
 .speed-cards { gap: 6px; }
 .speed-card { display: block; padding: 10px 7px; text-align: center; }
 .speed-card > .icon { margin: 0 auto 6px; }
 .speed-card h3 { font-size: 14px; }.speed-card p { font-size: 13px; }
 .speed-card br { display: none; }
 .home-jump { grid-template-columns: repeat(2,minmax(0,1fr)); }
 .home-jump a:nth-child(3) { border-left: 0; }
 .ownership-strip { padding: 10px; gap: 8px; flex-wrap: wrap; }
 .ownership-strip > .icon { width: 28px; height: 28px; }
 .ownership-strip > div { flex-basis: calc(100% - 40px); }
 .ownership-strip a { margin-left: 36px; padding: 5px 10px; }
 .conditions-grid { gap: 8px; grid-template-columns: 1fr; }
 .condition-panel { padding: 10px; }
 .condition-panel h2 { font-size: 16px; }
 .today-checklist { gap: 6px; }
 .today-checklist li { font-size: 13px; padding-left: 23px; line-height: 1.5; }
 .today-checklist li::before { width: 19px; height: 19px; font-size: 12px; }
 .home-fees { font-size: 13px; }.home-fees th,.home-fees td { padding: 5px; }
 .home-fees th { width: 28%; }
 .advance-mini { padding: 8px; grid-template-columns: 1fr; gap: 8px; }
 .advance-mini__heading { justify-content: flex-start; gap: 8px; }
 .advance-mini__heading img { width: 42px; }
 .advance-mini__heading > div { display: flex; flex-wrap: wrap; align-items: center; gap: 4px 10px; }
 .advance-mini__heading h3 br { display: none; }
 .advance-mini__heading h3 { font-size: 17px; }.advance-mini__heading strong { font-size: 27px; }
 .advance-mini__steps { grid-template-columns: repeat(4,minmax(0,1fr)); gap: 5px; }
 .advance-mini__steps li { font-size: 12px; }
 .advance-mini__steps b { width: 20px; height: 20px; margin-bottom: 3px; }
 .home-conditions .home-note { font-size: 12px; line-height: 1.6; margin-top: 8px; }
 .condition-panel > .compact-cta { width: auto; min-height: 40px; margin-top: 8px; padding: 8px 16px; }
 .compact-cta { padding: 10px; font-size: 14px; }.condition-panel .compact-cta .icon { display: none; }
 .case-grid { gap: 7px; }.case-card { padding: 8px; }.case-card > img { height: 85px; }
 .case-card dl > div { grid-template-columns: 1fr; gap: 0; }
 .case-card h3 { font-size: 14px; }
 .evidence-area-grid { gap: 10px; }.voice-grid { grid-template-columns: 1fr; }
 .voice-card,.company-panel { padding: 10px; }
 .area-chips { gap: 5px; }.area-chips li { font-size: 13px; }.area-chips .icon { display: none; }
 .reason-grid { gap: 7px; }.reason-grid article { display: block; padding: 10px; }
 .reason-grid .icon { width: 28px; height: 28px; margin-bottom: 5px; }
 .reason-grid p { font-size: 13px; }
 .faq-columns { grid-template-columns: 1fr; gap: 0; }
 .company-guide-grid { grid-template-columns: 1fr; gap: 14px; }
 .guide-chip { flex-basis: 100px; }
 .final-actions { width: 100%; }.final-actions .compact-cta { flex: 1; padding: 10px 8px; font-size: 14px; }
 .final-actions .icon { display: none; }
}
@media (max-width: 359px) {
 .conditions-grid, .evidence-area-grid { grid-template-columns: 1fr; }
 .case-grid { grid-template-columns: 1fr; }
}